Clover vs Square for restaurants
An operator-first comparison of Clover and Square for restaurants - POS fit, online ordering, pricing and fees, pros and cons, and contracts. Both are strong; the real question is which fits how your kitchen runs, and whether your online ordering should belong to the POS or to your brand.
The commission math driving the switch
Whether you land on Clover or Square, the goal is the same: keep more of every online order instead of handing it to a marketplace. Each figure below is cited to its public source.
DoorDash's marketplace take rate from restaurants ranges from 13% on basic plans to 30% on Premier plans, before promotional add-ons.
Source: DoorDash Merchant Pricing (public site) · 2026Uber Eats charges restaurants 15-30% commission per delivery order depending on plan tier (Basic, Plus, Premium).
Source: Uber Eats Merchant Pricing · 2026Grubhub charges 10% marketing commission plus 10% delivery commission plus 5% order-processing commission for full-service restaurants.
Source: Grubhub for Restaurants · 2026The average independent restaurant runs on a 3-5% net profit margin. Giving 25-30% of online order revenue to a third-party app erases the margin entirely on those orders.
Source: National Restaurant Association Operations Report · 202460% of consumers say they order delivery or takeout at least once a week, and digital channels now account for the majority of off-premise restaurant transactions.
Source: National Restaurant Association State of the Restaurant Industry Report · 2025Stripe's standard online card processing fee is 2.9% plus $0.30 per transaction — the platform-agnostic baseline cost of accepting card payments online.
Source: Stripe Pricing · 2026Decision matrix
Clover vs Square is not only a payment-processing decision. For restaurants, it changes how online orders reach the kitchen, who controls the customer relationship, and whether the ordering channel builds repeat demand under your brand.
| Feature | Orderitto | Clover | Square |
|---|---|---|---|
Best fit | Branded direct ordering | Clover POS restaurants | Fast Square setup |
Strongest restaurant type | Repeat-order brands (pizza, cafe, sushi) | Quick-service and counter-service | Small and growing restaurants |
Requires Clover POS hardware Clover says Online Ordering requires a Clover POS device connected to a printer. | |||
Online ordering setup surface | Restaurant-branded site and apps | Clover web page and Clover app | Square ordering profile |
Orders route to kitchen printer / KDS Confirm how tickets fire to your printer or kitchen display before committing - this is one of the first operator checks. | Into your existing POS workflow | Clover device and printer | Square POS, printer, or KDS |
Menu and modifier sync Test how nested modifiers, 86'd items, and combos behave in your real menu, not the demo menu. | |||
Takeout, curbside, delivery, and dine-in | |||
Orders route into the POS ecosystem | Integrates with POS workflow | Clover POS | Square Dashboard/POS |
Branded native iOS and Android apps Clover surfaces ordering through Clover's app ecosystem. Square focuses on online profiles and Square surfaces. | Partial | ||
Restaurant-owned customer relationship | Partial | Partial | |
Loyalty and reactivation tools | |||
Pricing transparency Square publishes rates directly. Clover is often sold by banks and merchant-services resellers, so confirm your exact rate. | Published flat fee | Plan and reseller dependent | Published flat pricing |
Contract and lock-in Clover terms depend on who you signed with. Always read the processing agreement before committing hardware. | Flat monthly, keep your POS | Varies by reseller / agreement | No long-term contract (public terms) |
Replaces your existing POS | Only if you switch to Clover POS | Only if you switch to Square POS | |
Good reason to choose it | You want the ordering channel under your restaurant brand | Your Clover setup is already the center of operations | You want the simplest path to launch online ordering |
Pricing and fees
There is no single “cheaper” answer. Square publishes transparent flat pricing and is usually the lower-friction, lower-monthly-cost way to start. Clover can be competitive - and lower on in-person processing in some restaurant plans - but it is frequently sold through banks and merchant-services resellers, so the monthly fee, hardware cost, and processing rate vary. Compare three numbers per option: the monthly software fee, the effective card-processing rate, and the upfront hardware cost. Always request a current quote for Clover and verify your exact package.
| Feature | Orderitto | Clover | Square |
|---|---|---|---|
Monthly software entry point Clover monthly software plans vary by package and reseller. Square publishes Free, Plus ($49), and Premium ($149) on its site. | $149/mo (Starter) | Plan-dependent (request a quote) | $0/mo (Free) - $149/mo (Premium) |
Online ordering subscription | Included in plan | No extra online-ordering fee claimed by Clover | Included; processing applies |
Online payment processing reference Clover in-person rates can be lower on some restaurant plans, but online and keyed rates differ - confirm both with your provider. | 2.9% + 30c (Stripe) | Plan-dependent - verify your rate | 3.3% + 30c (Free); 2.9% + 30c (Plus / Premium) |
Hardware cost | None required | Clover device(s) + printer required | Optional (free reader to full kits) |
Setup and onboarding | Guided setup | Device setup; reseller-assisted | Self-serve, launch in minutes |
Where the real cost shows up Compare three numbers per option: monthly software fee, effective processing rate, and upfront hardware. | Flat fee - does not scale with order volume | Hardware + processing + plan | Processing rate scales with volume |
Pricing figures reference each provider's public pricing pages and are plan-dependent. Delivery, add-on apps, hardware, and implementation can change the total. Confirm the live numbers before you sign.
When each one wins
A restaurant that already has a working POS should not replace its whole operation just to solve online ordering. Start with the system of record, then decide how much brand ownership the restaurant needs.
If your menu, printer, staff workflow, reporting, and support already live inside Clover, Clover Online Ordering is the lowest-change path. The tradeoff is that the ordering experience remains tied to the Clover ecosystem.
Square is a strong fit when the restaurant wants a fast online profile, familiar payments, and a low monthly entry point. It is especially useful for restaurants already comfortable running Square.
Orderitto makes sense when repeat customers should order through the restaurant's own web and mobile app experience, with direct loyalty, promos, analytics, and a flat platform fee.
Ask how orders print, how modifiers sync, how refunds work, who owns customer data, whether delivery zones are flexible, and whether the customer remembers your brand or the software brand.
Pros and cons
Both platforms are credible. The honest tradeoffs come down to flexibility versus transparency, and how much of the customer relationship you are willing to leave inside the provider's surface.
Wide range of hardware form factors, a large app marketplace for add-ons, and configurations that suit quick-service and counter-service. In-person processing can be competitive on some restaurant plans.
Pricing and contracts vary by the bank or reseller you signed with, Online Ordering requires a Clover device connected to a printer, and the ordering experience lives inside Clover's ecosystem. Read the processing agreement carefully.
Transparent flat pricing published on Square's own site, fast self-serve setup, no long-term contract on standard public terms, and a tightly integrated all-in-one ecosystem that is easy for staff to learn.
Less hardware flexibility than Clover, the ordering profile lives under Square's brand rather than yours, and support terms can vary by plan. Online processing on the Free plan is higher than the paid tiers.
What restaurant owners actually weigh
The most-read Clover vs Square threads are not about feature checklists. Owners want to know what breaks during a real Friday-night rush, what the contract actually says, and whether the switch is worth the disruption. Pressure-test these before you sign.
Confirm exactly how an online order fires to your printer or kitchen display, whether modifiers and combos come through cleanly, and how staff 86 an item so it disappears online instantly. This is one of the first operator checks with any platform.
Clover is often sold by banks and merchant-services resellers, so your effective rate, monthly fee, and any early-termination terms depend on who you signed with. Get the rate in writing. Square publishes its rates and has no long-term contract on standard public terms.
Ask how you reach a human at 7pm on a Saturday, and which plan tier that support sits on. Square support terms can vary by plan. For Clover, support quality can depend on your reseller, not just Clover itself.
Switching POS means rebuilding your menu and modifiers, retraining staff, swapping hardware, and risking downtime during service. Factor that cost in. If the goal is only better online ordering, a layer on top of your current POS avoids the migration entirely.
With both Clover and Square, repeat customers largely come back through the provider's surface, not yours. If you want guests to remember and reorder through your own brand, that has to be a deliberate choice - it is not the default in either ecosystem.
Look past the headline price: hardware, add-on apps, delivery-partner fees, plan upgrades for features you actually need, and processing that scales with volume. The cheapest setup to launch is not always the lowest-cost channel over a year.
Where Toast fits
Most operators researching Clover vs Square also look at Toast, because Toast is built specifically for restaurants. Here is the honest positioning so you can decide whether Toast even belongs on your shortlist.
Toast is purpose-built for restaurants and tends to be the strongest fit for full-service and complex operations that want one vertically integrated system for POS, kitchen, payroll, and reporting. It requires Toast hardware and replaces your POS, and its online-ordering pricing is quote-based.
If you are smaller or scaling up and value simplicity and transparent cost, Square is usually the better starting point than Toast - less commitment, faster to launch, and no quote required for its published tiers.
Clover sits between the two: more flexible hardware and apps than Square, less restaurant-specific depth than Toast, and often a good fit for quick-service or counter-service that wants room to customize.
All three are points of sale. If your current POS works, the lowest-risk move is often to keep it and add a branded direct-ordering layer like Orderitto on top - get the ordering and customer ownership without a full POS migration. See the full three-way breakdown linked below.
Buyer warning
Clover's online ordering page says there are no setup or subscription fees for its online-ordering solution, but it also requires a Clover POS device connected to a printer. Square can start with no monthly subscription on its Free plan, but online processing rates still apply.
The page that wins for a restaurant is the page that brings customers back. If a guest keeps returning through the restaurant's own app, loyalty, and direct ordering flow, the channel becomes an asset rather than only a checkout tool.
Compare Clover Online Ordering against a branded direct-ordering layer.
Compare the three common platforms restaurants review before choosing online ordering.
See what restaurants should require from a serious direct-ordering setup.
Neither is universally better - it depends on how you run the restaurant. Square tends to win for smaller and growing restaurants that want transparent flat pricing, a fast setup, and an all-in-one ecosystem with no long-term contract on its standard public terms. Clover tends to win for restaurants that want a wider range of hardware and a deep app marketplace, especially quick-service and counter-service setups, and for operators who already buy merchant services through a bank or reseller that bundles Clover. Confirm Clover's monthly software plan and processing rate with your provider, because those vary by package and reseller.
For raw flexibility, Clover often has the edge: more hardware form factors and a large app marketplace for add-ons. For simplicity and predictable cost, Square often has the edge: published flat pricing, fast onboarding, and a tightly integrated ecosystem. Clover is frequently sold through banks and merchant-services resellers, so two restaurants can pay different Clover rates for similar setups - always request your current quote. Square publishes its rates directly. There is no single winner; match the tool to your menu complexity, hardware needs, and how much you value pricing transparency.
Yes, Clover is a capable restaurant POS, particularly for quick-service, counter-service, and full-service restaurants that want hardware choice and add-on apps for things like online ordering, loyalty, and inventory. Two cautions for restaurants: Clover Online Ordering requires a Clover POS device connected to a printer and is not on every plan, and Clover processing rates and contract terms can depend on the bank or reseller you signed with. Verify your exact package and effective processing rate before you commit.
It depends on the plan, hardware, and who sells you Clover. Square publishes transparent flat pricing and is usually the lower-friction, lower-monthly-cost option to start, especially for smaller restaurants. Clover can be competitive - and in some restaurant plans its in-person processing rate is lower - but Clover is often resold by banks and merchant-services companies, so the monthly software fee, hardware cost, and processing rate vary by provider. To compare honestly, put three numbers side by side for each option: the monthly software fee, the effective card-processing rate, and the upfront hardware cost. Request a current quote for Clover rather than assuming a single published rate.
The systems most often shortlisted by restaurants are Toast, Square, Clover, TouchBistro, and SpotOn or Lightspeed Restaurant, depending on the source. Toast is built specifically for restaurants and tends to suit more complex operations; Square suits smaller and growing restaurants that want simplicity; Clover suits restaurants that want hardware flexibility and an app marketplace. Note that these are points of sale. Orderitto is not a POS - it is a branded online-ordering layer that runs on top of your existing Square or Clover setup, so it complements a POS rather than replacing it.
Toast is purpose-built for restaurants and is generally the strongest fit for complex, full-service operations that want one vertically integrated system for POS, kitchen, payroll, and reporting - but it requires Toast hardware and replaces your POS, and online ordering pricing is quote-based. Square is the simplest and most transparent for smaller and growing restaurants. Clover sits in the middle: flexible hardware and apps, often strong for quick-service, with rates that depend on your reseller. If your existing POS already works, you may not need to switch at all - you can keep Square or Clover and add a branded direct-ordering layer like Orderitto on top.
Clover pros: wide hardware range, large app marketplace, customizable for different service styles, sometimes competitive in-person processing. Clover cons: pricing and contracts vary by reseller, online ordering requires a Clover device plus printer, and the experience lives inside Clover's ecosystem. Square pros: transparent flat pricing, fast setup, no long-term contract on standard public terms, strong all-in-one ecosystem. Square cons: less hardware flexibility, the ordering profile lives under Square's brand rather than yours, and support terms can vary by plan. Both keep the customer relationship partly inside the provider's surface, which is the gap a branded ordering layer is built to close.
Clover is usually better when a restaurant already runs Clover POS and wants online orders tied directly into that Clover setup. Square is usually better when a restaurant wants a fast, low-friction ordering profile without buying Clover hardware. Orderitto is the third option when the restaurant wants branded direct ordering, native apps, loyalty, and customer ownership without letting the POS decision control the whole ordering strategy.
Yes. Clover says Online Ordering requires a Clover POS device connected to a printer, and it is not available on every Clover software plan. That makes Clover strongest for restaurants already committed to Clover.
Square says sellers can take payments without purchasing hardware, and Square Online can be started on a free plan with online processing fees. Restaurants should still confirm the exact Square Restaurants, Square Online, hardware, and payment setup that fits their operation.
Clover and Square both give restaurants useful ordering profiles inside their ecosystems. Orderitto is built around restaurant-branded web, iOS, and Android ordering so repeat customers come back through the restaurant brand instead of only through the POS provider's surface.
If your current Clover or Square setup already prints orders correctly, syncs your menu and modifiers, handles refunds, and your staff knows it, switching POS just to fix online ordering is usually the wrong move. POS migration carries real risk: menu and modifier rebuilds, retraining, hardware swaps, and downtime during a busy service. In that case the lower-risk path is to keep the POS that works and add a branded direct-ordering channel on top, rather than replacing the whole system to solve one part of it.
Yes. Orderitto is positioned as a direct-ordering layer for restaurants that want branded ordering, loyalty, analytics, and flat-fee economics while preserving a working Clover or Square workflow.
Orderitto gives restaurants a branded direct-ordering layer when the POS works but the customer relationship needs to belong to the restaurant.